Stop Creditor Harassment in Atlanta
Atlanta Attorney Working to Stop Debt Collectors
If you believe that creditors are breaking the law or restrictions they have or creditors are currently harassing you, it may be in your best interest to retain legal counsel. There are a number of different ways to stop creditors from taking unlawful and dishonest actions against you. If bankruptcy is appropriate for you, your creditors cannot contact you anymore after you have filed. This is because the Bankruptcy Code requires collector calls, letters, and lawsuits to stop right away. If a collector continues to make contact with a borrower who has filed for bankruptcy, that collector may face legal action and you may be entitled to damages.
Reach out to Khoshnood Law Firm, P.C. if you would like to discuss your options to stop creditor harassment or collections with an experienced Atlanta bankruptcy lawyer.
We are prepared to offer you valuable advice, guidance, and if necessary, represent you in a lawsuit.
A few of the most common actions creditors take include:
- Calling and failing to identify themselves
- Threatening you with arrest if you do not pay
- Calling you at work after you have requested them not to
- Contacting your friends or family members
- Contacting you repeatedly or frequently
- Threatening you with violence or physical harm
- Using insults, slurs, or obscenities
Providing Valuable Insight About Creditors
If you decide not to file for bankruptcy or before you are able to file, there are a few valuable points to keep in mind. Collection is not a personal matter, it is a business and therefore collectors are interested in your money, not your excuses or story. You may have the most perfect explanation of why you cannot make a payment, but the collector’s job is not to empathize with your situation. They are employees and therefore their job is to get you to pay, regardless of your circumstances. Call our Atlanta bankruptcy attorney today for more information.
Whether you are considering filing for bankruptcy or if you want to find out if we believe you have a case against a collector, give us a call at (404) 978-4411 for a free consultation.